HR West Insurance Agency
Your Health Insurance Specialists
We Specialize in Health Insurance
With over 30 years as independent agents, we know how to
guide you to the best insurance plan for your situation
Benefits you deserve, freedom of choice, quality, and price control
Over 400 Group plans available in Arizona
Quality PPO plans with:
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Your choice of Doctors (no referrals required)
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Large National PPO networks (some include the Mayo Clinic)
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ACA-compliant in every way
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Major well-known insurance companies
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At 30% to 40% lower premiums than unsubsidized plans on the exchange
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And with better benefits, too
To qualify for group insurance, at least one of the enrolled employees must be a W2 employee, who is not an owner nor an owner's spouse, who works at least 1 hour per week, for at least minimum wage.
Nationally recognized Dental plans
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Large networks of Dentists
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Freedom of Choice
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Implants can be included
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High (or unlimited) annual maximum benefits available
Call us for a quote
Protect your eyes
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National vision programs
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Well known carriers
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Quality benefits at a low premium
Short-Term and Long-Term Disability Insurance
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Low Premiums
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Very cost effective
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Covers normal maternity, too
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Eliminates advances and loan requests during disability
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High quality benefits for the employee and employer alike.
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Private and Business owner disability plans, Business Overhead Expense plans, Keyman and Buy-Sell Disability
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Employer provided or Voluntary
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Low premiums
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Supplmental insurance available to employees, spouses, and children
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Insurance for the business owners
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Keyman, and Buy-Sell insurance
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Private or Business Life and AD&D Insurance
Other types of insurance plans for your healthcare needs include:
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Medicare Supplements
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Level Funded plans, Partially Self-Funded, ASO
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Individual and Family Plans
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Short-Term medical plans
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Accident and Critical Illness plans
IRS-allowed tax savings that benefit the employer and employee alike:
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Section 125 pre-tax plans
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FSA (Flexible Spending Accounts)
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HSA (Health Savings Accounts)
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HRA (Health Reimbursement Accounts
Ask us how.
Independent Agents
Representing many insurance Companies
and more
What We Do
" I always appreciate your detail, explanations, and kind words.
You did so great at explaining this to me and helping me along the way.
Thank you, Thank you! "
K.Z., large group operations manager
Customer Service
"Thank you for helping us find a way to get better insurance. I couldn't have done this on my own. You made it all so easy! "
N. E., small business owner
Sales & Consultation
"I was at wits end about what to do, until you stepped in and called the insurance company for us. It is all straightened out now, and I can't thank you enough."
G. W., group benefit administrator
Problem Resolution
No cost to you (the insurers pay us a commission)
Over 30 years of experience
We specialize in health insurance
Privacy - We hate being spammed, and we assume you hate it too! If you give us private health or identifying information in the course of normal business, we protect that information under HIPAA laws. We don't use cookies, we don't do high-pressure sales, and we won't sell your data.
Notice - This website is intended to provide a general description of insurance plans. For a full description of all benefits, limitations and exclusions of each contract, contact us and we will gladly supply those documents.